As Open Enrollment Kicks Off, Seniors Exceed National Average In Medicare Advantage Participation

Clover Health recently revealed that 38% of seniors in Chatham County are enrolled in a Medicare Advantage plan. This figure continues to grow, in line with increases in nationwide enrollment in recent years.

As of September 2018, 51,066 adults in Chatham County were eligible for Medicare — a 7% increase since September 2017. Savannah seniors remain enrolled in Medicare Advantage plans at higher rates compared to their peers nationwide (34%).

Medicare Advantage plans are part of the official Medicare system, but they typically provide far more benefits than traditional Medicare, often at lower prices. Beyond that, these plans can provide substantial hospital and doctor visit coverage, low premiums, personalized care, and a wealth of additional benefits — including prescription drug coverage, in-home checkups and vision, dental and hearing care — not covered by traditional Medicare.

Clover Health polled adults 60 and older in Savannah to determine the reasons 62% of Chatham County seniors are not enrolled in Medicare Advantage. Among those eligible but not enrolled, many respondents said they were simply unfamiliar with Medicare Advantage. Other reasons included not wanting to change doctors and thinking the plans are too expensive.

“Clover Health is committed to ensuring Savannah seniors have access to the best possible care,” said Jon-Michael Troche, Head of Georgia Operations, Clover Health. “Many seniors do not even realize that there are options outside of traditional Medicare. It is our goal to make sure that the 62% of Chatham County seniors that are not enrolled in Medicare Advantage don’t miss out on the care and benefits that many across the country have already discovered.”

As Medicare Advantage premiums continue to decrease and plan options and benefits continue to increase, the Centers for Medicare and Medicaid Services estimates enrollment will grow to 22.6 million in 2019, an 11.5 percent increase compared to 2018.

Savannah seniors eligible for Medicare can sign up for one of Clover’s comprehensive Medicare Advantage plans during the annual enrollment period, which begins on October 15 and runs through December 7.

The survey from Clover, a healthcare company using technology to improve medical outcomes, was conducted by Wakefield Research of 300 adults ages 60 and older in Savannah. The survey was administered from September 18, 2018, through September 28, 2018.

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